State Marriage Assistance Scheme – SMAS – Sarkari Yojana

A social welfare scheme by the Social Welfare Department of the Government of Jammu & Kashmir, for Poor Girls of Marriageable Age who belong to either AAY (Antyodaya Anna Yojana) or PHH (Priority Households) ration card holder families. Through this scheme, they shall be paid one-time financial assistance @ ₹50,000/- (rupees fifty thousand only) for getting married. The financial assistance shall have to be paid before her marriage. The financial assistance shall be directly transferred into the individual bank accounts of the beneficiaries (marriageable girls) through DBT mode. The receipt of applications as well as the transfer of assistance shall be in online mode only. The District Social Welfare Officer (DSWO) shall verify the details of the beneficiary regarding her marital status & age and shall submit the case before the Deputy Commissioner along with all requisite documents and his/her recommendations. The Deputy Commissioner shall sanction the financial assistance in favor of the beneficiary girl after determining the eligibility, and reasonably satisfying himself/herself about the genuineness of the case. The scheme is operational in all the districts across the Union Territory of Jammu and Kashmir.

SMAS Summary

Name of the scheme  State Marriage Assistance Scheme
Starting date of Scheme
Scheme Started byJammu & Kashmir Government
ObjectiveTo provide financial assistance for Poor Girls of Marriageable Age who belong to either AAY (Antyodaya Anna Yojana) or PHH (Priority Households) ration card holder families to conduct the marriage in their home without thinking about the expenses
Beneficiary  Poor Girls of Jammu & Kashmir
Benefit of the schemeThe eligible beneficiary girl shall receive an amount of ₹50,000/- (rupees fifty thousand only) as one-time financial assistance before her marriage.
Application Process  online

Eligibility criteria for the scheme

The applicant should be:

  • Female & resident of Jammu & Kashmir.
  • Age 18 years or above.
  • from either AAY (Antyodaya Anna Yojana) or PHH (Priority Households) ration card holder families.
  • Not have availed the financial benefit for the same purpose under any other UT/Centrally Sponsored Scheme, especially Ladli Beti Scheme. She can avail of benefits only once under the scheme.
  • 8th Pass or equivalent.

Documents required for the Scheme

  • Aadhaar card
  • Proof of Marriage
  • Proof of Age
  • AAY (Antyodaya Anna Yojana) Ration Card or PHH (Priority Households) Ration Card

How to apply for SMAS

Eligible citizen may apply online for SMAS Scheme by given link below.

Apply OnlineClick Here
Detailed InformationClick Here
Official WebsiteClick Here